Mortgage insurance is a must for many homebuyers in Northern California. Here are seven fast facts about it in 2022. Fact #1: It Protects The Lender If You Can’t Make Your Payments  If you’re unable to make your mortgage payments, mortgage insurance will protect the lender by paying out a claim. This claim can cover […]

No one ever plans to buy a home and then has to worry about whether they can afford it. But the truth is, buying a home is a huge investment that sometimes comes with unexpected costs. If you’re considering buying a home in Northern California in 2022, here are five things you need to know […]

Mortgage insurance is one of those things that a lot of people know they need, but don’t really understand. If you’re buying a home in Northern California, it’s important to learn about the different types of mortgage insurance and how they can impact your purchase. In this article, we’ll explain what mortgage insurance is, the […]

Are you thinking about buying a home but don’t know where to start? Mortgage insurance can be confusing, but it doesn’t have to be. In this article, we’ll break down all the basics of mortgage insurance so you can make an informed decision before taking out a loan. We’ll also talk about how it works […]

As a homeowner in Northern California, you may be wondering if mortgage insurance is right for you. This type of insurance can be a great way to protect yourself from financial loss in the event that you can’t make your mortgage payments. However, it’s important to understand the benefits and drawbacks of mortgage insurance before […]

No one wants to think about the possibility of something bad happening, but when it comes to mortgages, it’s important to have a solid plan in place for the worst-case scenario. One thing you might want to consider is mortgage insurance. But when should you buy it? And is it worth the cost? Read on […]

Is mortgage insurance necessary? It depends on your situation. If you have a small down payment, or if you don’t have much saved up in case of an emergency, then mortgage insurance may be a good idea. It can help protect your finances in case something happens and you can’t make your monthly mortgage payments. […]

If you’re in the market for a new home, or if you’re just curious about the value of your current one, you may be wondering about home appraisals. What are they? How do they work? And what can you expect during the process? In this article, we’ll provide a practical guide to home appraisals – […]

A home appraisal is a process used to determine the market value of a property. It’s an important step in buying or selling a home, and it’s also something that can be useful for tax purposes or when refinancing your mortgage. But what is a home appraisal, exactly? And how does it work? In this […]

You may have heard that home appraisals are all about determining a property’s value for the purpose of insurance or tax assessments. But what you may not know is that there’s a lot more to it than that. Home appraisals can provide insights into a home’s marketability, as well as its condition and repair needs. […]